Disclaimer
The rates on this site are averages published by Freddie Mac, the Federal Reserve, Experian and the Department of Education. They are not offers, quotes or predictions of the rate you will get.
- Freddie Mac's survey describes conventional, conforming 30- and 15-year fixed loans for borrowers with about 20% down and excellent credit.
- Federal Reserve G.19 rates are the most common rates at a panel of commercial banks, not across all lenders.
- Experian tier averages describe loans that were made, not loans you'll be approved for.
- Taxes, insurance and PMI are estimates from state averages and a stated PMI assumption.
Nothing on this site is financial advice. Before borrowing, get written loan estimates from several lenders and compare their APRs and fees.