Average loan rates this week

The latest averages published by Freddie Mac, the Federal Reserve and the Department of Education. Every payment page on this site is priced from these numbers.

30-year fixed mortgage

7.03%

+0.08 pt from the previous week. Week of September 24, 2026.

15-year fixed mortgage

6.42%

+0.16 pt from the previous week. Week of September 24, 2026.

New-car loan, 60 months

7.14%

−0.38 pt from the previous survey. May 2026 survey.

New-car loan, 48 months

7.47%

May 2026 survey.

Personal loan, 24 months

11.86%

+0.46 pt from the previous survey. May 2026 survey.

Federal undergraduate student loan

6.52%

Fixed for loans first disbursed July 1, 2026 to June 30, 2027.

Sources

30-year fixed mortgage average: 7.03%. Freddie Mac Primary Mortgage Market Survey (PMMS), series MORTGAGE30US, as of September 24, 2026; retrieved September 26, 2026.
15-year fixed mortgage average: 6.42%. Freddie Mac Primary Mortgage Market Survey (PMMS), series MORTGAGE15US, as of September 24, 2026; retrieved September 26, 2026.
New-car loan, 60 months average: 7.14%. Federal Reserve G.19 Consumer Credit, terms of credit at commercial banks, series RIFLPBCIANM60NM, as of May 1, 2026; retrieved September 26, 2026.
New-car loan, 48 months average: 7.47%. Federal Reserve G.19 Consumer Credit, terms of credit at commercial banks, series TERMCBAUTO48NS, as of May 1, 2026; retrieved September 26, 2026.
Personal loan, 24 months average: 11.86%. Federal Reserve G.19 Consumer Credit, terms of credit at commercial banks, series TERMCBPER24NS, as of May 1, 2026; retrieved September 26, 2026.
Federal Direct Loan rates, 2026-27. U.S. Department of Education, Federal Student Aid, loans first disbursed from July 1, 2026; retrieved September 26, 2026.

Numbers on this page last changed September 26, 2026. How they are calculated: methodology.