Loanweek

Average mortgage rates this week

30-year fixed mortgage

7.03%

+0.08 pt from the previous week. Week of September 24, 2026.

15-year fixed mortgage

6.42%

+0.16 pt from the previous week. Week of September 24, 2026.

Source: Freddie Mac Primary Mortgage Market Survey (FRED series MORTGAGE30US and MORTGAGE15US). Averages, not offers.

Weekly averages since March 12, 2026

Freddie Mac weekly average mortgage ratesAverage rate from March 12, 2026 to September 24, 2026, every published observation.30-year fixed15-year fixed5.50%6.00%6.50%7.00%7.50%Mar 12, 2026Jun 18, 2026Sep 24, 202630-year fixed, Mar 12, 2026: 6.11%30-year fixed, Mar 19, 2026: 6.22%30-year fixed, Mar 26, 2026: 6.38%30-year fixed, Apr 2, 2026: 6.46%30-year fixed, Apr 9, 2026: 6.37%30-year fixed, Apr 16, 2026: 6.30%30-year fixed, Apr 23, 2026: 6.23%30-year fixed, Apr 30, 2026: 6.30%30-year fixed, May 7, 2026: 6.37%30-year fixed, May 14, 2026: 6.36%30-year fixed, May 21, 2026: 6.51%30-year fixed, May 28, 2026: 6.53%30-year fixed, Jun 4, 2026: 6.48%30-year fixed, Jun 11, 2026: 6.52%30-year fixed, Jun 18, 2026: 6.47%30-year fixed, Jun 25, 2026: 6.49%30-year fixed, Jul 2, 2026: 6.43%30-year fixed, Jul 9, 2026: 6.49%30-year fixed, Jul 16, 2026: 6.55%30-year fixed, Jul 23, 2026: 6.58%30-year fixed, Jul 30, 2026: 6.66%30-year fixed, Aug 6, 2026: 6.69%30-year fixed, Aug 13, 2026: 6.67%30-year fixed, Aug 20, 2026: 6.65%30-year fixed, Aug 27, 2026: 6.66%30-year fixed, Sep 3, 2026: 6.71%30-year fixed, Sep 10, 2026: 6.76%30-year fixed, Sep 17, 2026: 6.95%30-year fixed, Sep 24, 2026: 7.03%15-year fixed, Mar 12, 2026: 5.50%15-year fixed, Mar 19, 2026: 5.54%15-year fixed, Mar 26, 2026: 5.75%15-year fixed, Apr 2, 2026: 5.77%15-year fixed, Apr 9, 2026: 5.74%15-year fixed, Apr 16, 2026: 5.65%15-year fixed, Apr 23, 2026: 5.58%15-year fixed, Apr 30, 2026: 5.64%15-year fixed, May 7, 2026: 5.72%15-year fixed, May 14, 2026: 5.71%15-year fixed, May 21, 2026: 5.85%15-year fixed, May 28, 2026: 5.87%15-year fixed, Jun 4, 2026: 5.79%15-year fixed, Jun 11, 2026: 5.84%15-year fixed, Jun 18, 2026: 5.81%15-year fixed, Jun 25, 2026: 5.84%15-year fixed, Jul 2, 2026: 5.79%15-year fixed, Jul 9, 2026: 5.82%15-year fixed, Jul 16, 2026: 5.93%15-year fixed, Jul 23, 2026: 5.96%15-year fixed, Jul 30, 2026: 6.04%15-year fixed, Aug 6, 2026: 6.01%15-year fixed, Aug 13, 2026: 5.96%15-year fixed, Aug 20, 2026: 5.95%15-year fixed, Aug 27, 2026: 5.98%15-year fixed, Sep 3, 2026: 6.04%15-year fixed, Sep 10, 2026: 6.09%15-year fixed, Sep 17, 2026: 6.26%15-year fixed, Sep 24, 2026: 6.42%7.03%6.42%

The chart shows every week stored so far (from March 12, 2026); the weekly refresh extends it to a full 52 weeks from FRED.

What the move means for a payment

30-year principal and interest at this week's 7.03% vs 6.11% on Mar 12, 2026
LoanThis weekMar 12, 2026Difference
$200,000$1,334.64$1,213.28+$121.36
$300,000$2,001.96$1,819.92+$182.03
$400,000$2,669.27$2,426.56+$242.71
$500,000$3,336.59$3,033.20+$303.39

Every week

Freddie Mac PMMS weekly averages, newest first
Week of30-yearChange15-year
Sep 24, 20267.03%+0.08 pt6.42%
Sep 17, 20266.95%+0.19 pt6.26%
Sep 10, 20266.76%+0.05 pt6.09%
Sep 3, 20266.71%+0.05 pt6.04%
Aug 27, 20266.66%+0.01 pt5.98%
Aug 20, 20266.65%−0.02 pt5.95%
Aug 13, 20266.67%−0.02 pt5.96%
Aug 6, 20266.69%+0.03 pt6.01%
Jul 30, 20266.66%+0.08 pt6.04%
Jul 23, 20266.58%+0.03 pt5.96%
Jul 16, 20266.55%+0.06 pt5.93%
Jul 9, 20266.49%+0.06 pt5.82%
Jul 2, 20266.43%−0.06 pt5.79%
Jun 25, 20266.49%+0.02 pt5.84%
Jun 18, 20266.47%−0.05 pt5.81%
Jun 11, 20266.52%+0.04 pt5.84%
Jun 4, 20266.48%−0.05 pt5.79%
May 28, 20266.53%+0.02 pt5.87%
May 21, 20266.51%+0.15 pt5.85%
May 14, 20266.36%−0.01 pt5.71%
May 7, 20266.37%+0.07 pt5.72%
Apr 30, 20266.30%+0.07 pt5.64%
Apr 23, 20266.23%−0.07 pt5.58%
Apr 16, 20266.30%−0.07 pt5.65%
Apr 9, 20266.37%−0.09 pt5.74%
Apr 2, 20266.46%+0.08 pt5.77%
Mar 26, 20266.38%+0.16 pt5.75%
Mar 19, 20266.22%+0.11 pt5.54%
Mar 12, 20266.11%—5.50%

What this average is

Average commitment rate on a conforming, conventional, fully amortizing home-purchase loan for borrowers with a 20% down payment and excellent credit, from applications submitted to Freddie Mac. Excludes points and fees. It is a benchmark for comparing weeks, not a rate any lender has offered you.

Questions

What is the average 30-year mortgage rate this week?

7.03% in the Freddie Mac survey released for the week of September 24, 2026, up 0.08 point from the week before.

What is the average 15-year mortgage rate?

6.42% for the same week.

Is this the rate I will be offered?

No. It is an average for borrowers with about 20% down and excellent credit, excluding points and fees. Individual quotes vary by credit, down payment, loan type and lender.

When is it updated?

Freddie Mac publishes every Thursday (Wednesday in holiday weeks). This site refreshes the figure and every payment page after each release.

Sources

Numbers on this page last changed September 26, 2026. How they are calculated: methodology.